The Mortgage Company That Cares
Take the first step!
Check your eligibility for a home loan, it only takes 5 minutes.
Get Started With Your Preferred Loan Program
He gave us options, and all of the information for us to make our own educated decision on what would work for our current situation. Thank you again Andrew and team!Alena G.
Refinancing a home is pretty intimidating. It really is comforting having someone who actually cares about your best interests.Alena G.
Low rate mortgage was fantastic! When I was told by another company they could beat their rates and closing costs would be cheaper I was all for it. Turns out that was not the case!Laura Spoole
The Low rate mortgage team was able to get the loan done without false promises and very competitive rates. Thank you to Everyone for making it possible to own my own home!Laura Spoole
Getting a mortgage is an absolute nightmare! but they helped me to understand the process, and always made sure I knew what I needed to do at each step.D. Moss
I have nothing but amazing things to say about these guys! It felt like they were available to us 24/7, and we felt like our paperwork was top priority even though we know they had other clients and projects they were working on.Tanner Dannis
I love how the entire process was effortless on my part. Definitely who I’m recommending to my friends and family.Dawn Lockheat
Frequently Asked Questions
We use your credit report to evaluate your mortgage request and determine how you have handled your credit obligations in the past.
Yes. Remember that lenders don’t just look at your credit history to determine if you qualify for a loan. They look at your willingness and ability to pay it off in the future. Don’t let your poor credit score keep you from reaching out to us.
If you plan to be in your home for more than seven years, you may want to consider a fixed-rate mortgage, which offers predictable payments and long-term protection against rising interest rates. If you plan to be in your home less than seven years,, an adjustable-rate mortgage (ARM) could be attractive. Keep in mind that, with an ARM, your monthly payments have the potential to go up any time interest rates adjust.
When you apply, you’ll be asked to provide the following:
- Social Security Number
- Pay stubs from the last two months
- W-2 forms from the past two years
- Bank statements from the past two or three months
- At least one year of federal tax returns (two is preferable)
- Information on all current debt, including car loans, student loans, or credit cards.
We’d love to hear from you. Give us a call anytime, stop by our office for a free tour of the facility, or fill out our contact form and let’s get started today!