Dream Financing for Your Dream Home

Lowest Rate Mortgage

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1: Dream

The biggest financial purchase of your life should fulfill your financial dreams as well as your dream home dreams.

You work hard to find the home that fits perfectly – bedrooms, baths, schools, neighborhoods

Don’t end up with financing that doesn’t fit perfectly – It’s your personal dream. Your financing should fit your dream situation. It’s more than just a low rate. Our advisors have decades of experience in helping homeowners find the perfect financial fit for your life.

2: Motivation

Our Motivated Financing Advisors Work for YOU. No Salaried Fat Cat Loan Officers Here.

Competitors have salaried loan officers or junior processors who get paid whether your loan closes tomorrow or next month. Our Financing Advisors work for YOU – they are paid when your loan is closed and you are happy. Period.

And remember, we’re Low Rate Mortgage. You’ll still get the lowest rate and competitive closing costs – just a whole lot more. Our financing advisors bring decades of experience and knowledge to focus on your specific financial dreams and how your mortgage financing can enhance that.

Smart Options
Low Rate Mortgage

3: Strongest Financial Pillar

Leverage the biggest purchase of your life into the strongest financial pillar of your lifestyle

Low rates are a given. That’s why we’re Low Rate Mortgage. But it’s about so much more than low rates. It’s about your financial strength and future. 

Your mortgage is much more than just the lowest rate. It’s a financial tool and asset that can enhance the quality and strength of your financial picture for years to come.

He gave us options, and all of the information for us to make our own educated decision on what would work for our current situation. Thank you again Andrew and team!

Alena G.

Refinancing a home is pretty intimidating. It really is comforting having someone who actually cares about your best interests.

Alena G.

Low rate mortgage was fantastic! When I was told by another company they could beat their rates and closing costs would be cheaper I was all for it. Turns out that was not the case!

Laura Spoole

The Low rate mortgage team was able to get the loan done without false promises and very competitive rates. Thank you to Everyone for making it possible to own my own home!

Laura Spoole

Getting a mortgage is an absolute nightmare! but they helped me to understand the process, and always made sure I knew what I needed to do at each step.

D. Moss

I have nothing but amazing things to say about these guys! It felt like they were available to us 24/7, and we felt like our paperwork was top priority even though we know they had other clients and projects they were working on.

Tanner Dannis

I love how the entire process was effortless on my part. Definitely who I’m recommending to my friends and family.

Dawn Lockheat

Frequently Asked Questions

How does Low Rate Mortgage use my credit report?

We use your credit report to evaluate your mortgage request and determine how you have handled your credit obligations in the past.

Can I buy a home if I have a less than perfect credit score?

Yes. Remember that lenders don’t just look at your credit history to determine if you qualify for a loan. They look at your willingness and ability to pay it off in the future. Don’t let your poor credit score keep you from reaching out to us.

Is a fixed or adjustable interest rate a better decision for a loan?

If you plan to be in your home for more than seven years, you may want to consider a fixed-rate mortgage, which offers predictable payments and long-term protection against rising interest rates. If you plan to be in your home less than seven years,, an adjustable-rate mortgage (ARM) could be attractive. Keep in mind that, with an ARM, your monthly payments have the potential to go up any time interest rates adjust.

What documents will I need when I apply for a mortgage?

When you apply, you’ll be asked to provide the following:

  • Social Security Number
  • Pay stubs from the last two months
  • W-2 forms from the past two years
  • Bank statements from the past two or three months
  • At least one year of federal tax returns (two is preferable)
  • Information on all current debt, including car loans, student loans, or credit cards.
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