Our simple 3 step process to your preferred loan. FAST!


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Talk to one of our loan experts and get a free and accurate quote.

Share Documents

Prepare and upload all necessary loan documents that will be needed for approval.

Get Pre-Approved!

Sign closing documents with the title company and funding occurs.
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The Details

Day 1

Sign Loan Application

Day 1

Provide Income: 30 Day Paystubs, Previous 2 years W2's, Unexpired Picture Identification, Homeowner's Insurance Information, Previous month's mortgage statement.

Day 1

If Self-Employed: Previous 2 years Tax Returns both personal and business, Profit & Loss Statement for current Year To Date, 60 Day Bank Statements.

Day 1

Order Appraisal (if applicable).

Day 1-5

Loan Goes into Underwriting.

Day 5

Loan is Conditionally Approved pending conditions

Day 5

Additional Documents for pending conditions are provided.

Day 6-12

Closing Disclosure is signed.

Day 6-12

Closing Scheduled.

Day 12

Sign closing documents with Title Company.

Day 15

Funding Occurs.

He gave us options, and all of the information for us to make our own educated decision on what would work for our current situation. Thank you again Andrew and team!

Alena G.

Refinancing a home is pretty intimidating. It really is comforting having someone who actually cares about your best interests.

Alena G.

Low rate mortgage was fantastic! When I was told by another company they could beat their rates and closing costs would be cheaper I was all for it. Turns out that was not the case!

Laura Spoole

The Low rate mortgage team was able to get the loan done without false promises and very competitive rates. Thank you to Everyone for making it possible to own my own home!

Laura Spoole

Getting a mortgage is an absolute nightmare! but they helped me to understand the process, and always made sure I knew what I needed to do at each step.

D. Moss

I have nothing but amazing things to say about these guys! It felt like they were available to us 24/7, and we felt like our paperwork was top priority even though we know they had other clients and projects they were working on.

Tanner Dannis

I love how the entire process was effortless on my part. Definitely who I’m recommending to my friends and family.

Dawn Lockheat

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